New Zealand Earthquake, what does travel insurance cover?

Added 22/02/2011

Christchurch, the 2nd largest city in New Zealand has been rocked by a 6.3 magnitude earthquake.Foreign Secretary William Hague has stated that the UK stands ready to provide assistance to the New Zealand authorities and British nationals. The UK’s High Commissioner in New Zealand is on her way to Christchurch to provide help where necessary to the authorities and to any British Nationals who have been caught up in the earthquake.

How can travel insurance help in the event of natural disasters such as earthquakes?

It’s important to have appropriate travel insurance every time you go away, no matter where you’re travelling to. Not only will it cover you for unexpected medical expenses, to ensure you have appropriate cover you should declare any pre existing medical conditions when you buy your travel insurance policy, it can also help in the event of natural disasters such as earthquakes, floods and hurricanes.

If a natural disaster, such as the earthquake in New Zealand, strikes whilst you are away, you may be covered under the catastrophe cover section of your policy. includes catastrophe cover as standard.

Catastrophe cover is designed to provide cover for additional, irrecoverable travel or accommodation costs if you are forced to move from your pre-paid, pre-booked holiday accommodation (outside of the UK) as a result of unforeseen events such as flood, fire, earthquake, hurricane and medical epidemic. The cover is intended to enable you to continue your holiday in alternative accommodation, or if that’s not possible, return to the UK. Check your travel insurance policy before you travel for full details.

Get the latest information before you travel

The FCO has issued advice regarding the earthquake in New Zealand, including emergency telephone numbers. Christchurch airport is currently closed, except for emergency flights.

For the lastest information visit the FCO’s Christchurch earthquake travel advice

The FCO provides up to date travel advice by country. Where ever you plan to travel check the Foreign and Commonwealth Office website for the latest advice before you travel.

Travel advice by country