Coronavirus/COVID-19 Cover: All policies provide cover for emergency medical treatment & repatriation, when medically necessary, if you contract COVID-19 abroad. Covid+ policies cover cancellation if you catch COVID-19 within 14 days of departure. In addition, Platinum Covid+ policies have more cover including cancellation if you have been told to isolate due to COVID-19. Get a Quote »

More information about Covid‑19

Cruise Insurance with Cover for Medical Conditions and no age limits provides single trip and annual cruise travel insurance to travellers of any age, with or without pre existing medical conditions.

If you are going on a cruise it's important to ensure that your travel insurance provides cover for cruise holidays. With it's easy, because all of our travel insurance policies include cover for cruise holidays as standard.

Whether you choose our Gold or Platinum travel insurance or one of our Cruise Specific policies you can rest assured that you will be covered for your cruise.

Cruise Insurance from

  • Cover for cruise holidays is included in all of our travel insurance policies
  • Choose from our standard Gold or Platinum insurance or choose our Cruise Specific cover to get extra cruise related benefits, such as Cabin Confinement and Missed Port Departure
  • Cover for all types pre-existing medical conditions
  • No age limits on single trip or annual policies

Cruise insurance cover and benefits

  • 24 hour emergency medical support- just a phone call away!
  • Medical and repatriation expenses up to £10 million including airlift from ship to hospital when necessary
  • Cancellation cover up to £10,000 (Cruise Specific Cover)
  • Cabin Confinement, Cruise Interruption, Missed Port Departure, Itinerary Change cover available (Cruise Specific Cover)

UK Cruise Holidays

For cruises within the UK the Emergency Medical and Repatriation section is limited to £1000.

If your cruise company requires you to have a higher limit, please call us on 0330 024 9949 and we can increase the limit to £2 million per person.

Cruise insurance tips

Below are our top three tips to help you choose and buy the right cruise insurance for your holiday.

1. Make sure that your cruise insurance policy provides cover for all of the countries you will be visiting, including any stopovers on the way to start your cruise. It doesn't matter if you are only going to be in a country for one day, it's important to be covered for emergency medical treatment in every country you visit.

2. Make sure your cruise insurance provides cover for you to be airlifted from the cruise ship to hospital in the event that you need fall ill and need medical treatment urgently. includes this cover in all policies.

3. Cruises can be expensive, so buy your cruise travel insurance as soon as you've booked your cruise holiday to ensure that you have cancellation cover in place straight away- you never know what's around the corner so it pays to protect they money you've invested in your cruise holiday as soon as you can.

Cruise insurance over 65

As cruise holidays are often enjoyed by travellers who are over 65, we're proud to say that our cruise travel insurance is available to travellers of any age.

Cruise insurance from has no age limits, which means that being over 65, over 80 or over 90 will not be a barrier to getting travel insurance for your cruise holiday.

Cruise insurance with cover for medical conditions

Our cruise travel insurance can cover all types of pre-existing medical conditions, including diabetes, heart conditions, cancer, high blood pressure, asthma, dementia and multiple sclerosis.

To ensure that you are fully covered by your cruise travel insurance for your existing medical conditions you need to declare them to us when you purchase your cruise insurance policy.

You can declare your medical conditions when you get a cruise insurance quote online or by phone- it should only take a few minutes and in the majority of cases your cruise insurance can be issued immediately.

* Flexible cover. Trip changes? We'll change your single trip policy to match with no admin charge. The new dates must be within 20 months of the original issue date. If the new trip is for a longer period, to a different destination or more than 12 months from the original issue date, there may be an additional premium due to increased risk.