Life insurance for people with pre-existing medical conditions is working in partnership with The Insurance Surgery for specialist life insurance!


The Insurance Surgery is an award-winning specialist life and protection broker. They have 24 years of expert knowledge and support individuals with medical conditions and dangerous occupations to find suitable and affordable cover. 

In the past year alone, they have assisted individuals in obtaining cover for an impressive *548 different medical conditions! 

With exclusive access to products that are not available to a large number of other brokers or financial advisers, The Insurance Surgery can find cover for individuals with Diabetes, HIV, Mental Health, Cancer and many more...  

Top 10 covered medical conditions:

  1. Type 1 Diabetes
  2. Type 2 Diabetes
  3. High BMI
  4. Depression (mental health)
  5. HIV
  6. High Blood Pressure
  7. Multiple Sclerosis
  8. Crohn's
  9. Breast Cancer
  10. Heart Attack

Get your specialist life insurance quote today


The Insurance Surgery promise to all customers:


Life insurance



Get your specialist life insurance quote today


What is life & protection insurance?

Life insurance can come in a variety of forms, including mortgage life insurance, whole-of-life insurance, income protection and critical illness cover. Life & protection insurance is an important tool that provides financial security for individuals and their families in the event of unforeseen circumstances. Let’s take a closer look at the different types of protection insurance:

Mortgage life insurance

Is specifically designed to cover the outstanding balance of a mortgage in the event of the policyholder's death, ensuring that loved ones are not burdened with the financial responsibility of the home loan.

Whole of life insurance

Offers cover for the entirety of the policyholder's life, providing a payout to beneficiaries whenever the insured individual passes away.

Income protection

Is designed to replace a portion of the policyholder's income if they are unable to work due to illness or injury, offering a monthly pay out to support with all outgoings.

Critical illness cover

Provides a lump-sum payment upon the diagnosis of a critical illness specified in your policy. This cover helps policyholders cope with medical expenses and other financial challenges associated with serious health conditions.

Get your specialist life insurance quote today

Life & protection insurance can cover multiple costs.

Funeral costs Mortgage costs
Debts Living costs
Lifestyle and hobbies Rent


If you have questions and want to understand more about life and protection benefits, The Insurance Surgery have a team of expert advisers who are always at hand to answer your FAQs, such as:.

- Why do I need life insurance?

- How much cover do I need?

- Can I have multiple life insurance policies?

The Insurance Surgery are award-winning insurance experts, located in the heart of Cheshire, England. If you wish to speak to someone call today on 0800 083 2829 or contact via email by clicking here.

Our customers love us!

Check out Desmond’s video testimonial after using the Insurance Surgery for his life insurance needs:


*The Insurance Surgery data: October 22 - October 23

Get your specialist life insurance quote today works in partnership with life insurance specialists, The Insurance Surgery Limited, who are authorised and regulated by the Financial Conduct Authority - No. 5137288. By following the “Get a Quote’ link above, you will be re-directed to websites operated by The Insurance Surgery Limited.