Full Schedule of Benefits

Silver
Gold
Platinum
Standard Excess
£ 100
£ 75
£ 0
Medical Excess
£ 500
£ 150
£ 0
Cancellation
No cover
£2,000
£5,000
Curtailment
No cover
£2,000
£5,000
Missed Departure and Travel Delay
Missed Departure
No cover
£500
£500
Travel Delay
No cover
£20 per each full 12 hrs up to £100
£20 per each full 12 hrs up to £100
Abandonment
No cover
£2,000
£5,000
Personal Accident
Death
No cover
£15,000
£15,000
Loss of Limb / Sight
No cover
£15,000
£15,000
Permanent Total Disablement
No cover
£15,000
£15,000
Emergency Medical and Repatriation Expenses (Not Private Health)
£10,000,000
£10,000,000
£10,000,000
Country of Residence Limit
£1,000
£1,000
£1,000
Funeral Expenses Abroad
£1,500
£1,500
£1,500
Hospital Benefit
£25 per each full 24 hrs up to £1,000
£25 per each full 24 hrs up to £1,000
£25 per each full 24 hrs up to £1,000
Emergency Dental Treatment
£350
£350
£350
Loss of Medication
£300
£300
£300
Confinement and Isolation
No Cover
No Cover
No Cover
Pre-paid Excursions
No Cover
No Cover
No Cover
Additional Medical Expenses
Recuperation Holiday
£750
£750
£750
UK Medical Exam
£500
£500
£500
Home Help or Nanny
£100 per each full 24 hrs up to £500
£100 per each full 24 hrs up to £500
£100 per each full 24 hrs up to £500
Cosmetic Surgery
£2,500
£2,500
£2,500
Personal Possessions
No cover
£2,000
£3,000
Single Article Limit
No cover
£250
£300
Valuables Limit
No cover
£250
£300
Prescription Spectacles
No cover
£150
£300
Laptop Cover
No cover
£500
£500
Delayed Baggage
No cover
£100
£300
Personal Money
No cover
£400
£400
Cash Limit
No cover
£200
£300
Mobility Aids
£2,500
£2,500
£2,500
Loss of Passport and Travel Documents
No cover
£300
£300
Personal Liability
No cover
£2,000,000
£2,000,000
Rented Accommodation Limit
No cover
£100,000
£100,000
Legal Expenses
No cover
£25,000
£25,000
Catastrophe
No cover
£1,000
£1,000
Hijack
No cover
£40 per each full 24 hrs up to £500
£40 per each full 24 hrs up to £500
Kennel and Cattery Expenses
£30 per each full 12 hrs up to £500
£30 per each full 12 hrs up to £500
£30 per each full 12 hrs up to £500
Phones, Tablets & Other Gadgets Extension
No cover
Optional
Optional
Natural Catastrophe
Optional
Optional
Optional
Missed Connection Cover
Optional
Optional
Optional
Enhanced Travel Delay Cover
No cover
Optional
Optional
Golf Cover
Optional
Optional
Optional
Hazardous Activities Category A
Included
Included
Included
Hazardous Activities Category B
Optional
Optional
Optional
Hazardous Activities Category C
Optional
Optional
Optional
Winter Sports Cover
Optional
Optional
Optional
Virtual UK Doctor Access
Optional
Optional
Optional
Terrorism Cover Extension
Optional
Optional
Optional
Waiting List Cover
No cover
Optional
Optional
Pet Cancellation and Curtailment
No cover
Optional
Optional