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Annual travel insurance

Annual Travel Insurance

  • Travel insurance for all type of medical conditions

  • No upper age limit

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Travel insurance

Annual Travel Insurance

Goodtogoinsurance.com provides annual multi trip travel insurance for travellers with or without pre-existing medical conditions.

  • Annual travel insurance with no age limits
  • Cover for unlimited number of trips up to 31 days each
  • Pre existing medical conditions can be covered
  • Three levels of annual travel insurance cover to choose from
  • Save up to 54% compared with buying 2 single-trip policies*

What is annual multi trip travel insurance?

Annual Travel Insurance with Cover for Medical Conditions

If you travel more than twice a year, whether for long holidays or short weekend breaks, a yearly travel insurance policy could save you time and money. If you travel at short notice, having an annual travel insurance policy will give you the peace of mind of knowing you're covered. We'll also send you a reminder when your cover is due for renewal, so that you won't inadvertently travel without insurance.

Our annual travel insurance policies provide the following benefits and much more:

  • 24 hour medical emergency support
  • Emergency medical expenses up to £10 million (including medical repatriation to the UK)
  • Loss of medication up to £300
  • Cancellation cover up to £5,000 (platinum policies)
  • Personal property up to £3,000 (platinum policies)
  • Covid Cover as standard

We recommend you read the policy wording for full details of cover.  You can access the latest version when you get a quote.

Get Quote

Annual Travel Insurance

How we cover a medical condition on your annual travel insurance

Goodtogoinsurance.com provides annual travel insurance to people travelling with all sorts of medical conditions from asthma through to heart disease, cancer and mental health conditions. We can also cover your travelling companions on the same annual policy.

  • Annual travel insurance cover for pre existing medical conditions
  • Up to a high level of severity and sometimes even a terminal prognosis
  • We can cover most cases of Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
  • In most cases cover can be provided to those still undergoing treatment e.g. chemotherapy or radiotherapy
  • Cover for mental health conditions

When you get an annual travel insurance quote we will ask you a series of simple questions about your medical condition which will help us to provide you with appropriate cover for your annual policy - It's very easy and will only take a few minutes.

Key cover and benefits

Annual Travel Insurance

£10 million

Medical & Repatriation

Up to £10 million per person to cover emergency medical expenses abroad and repatriation back to the UK

24 hour

24 Hour Emergency Medical Assistance

Our team are just a phone call away, 24 hours a day, 365 days a year, wherever you are in the world.

£5000

Cancellation & Curtailment

Platinum policies cover up to £5000 per person if you need to cancel your holiday due to an insured reason such as illness.

Over 900,000

Since 2010 we have insured over 900,000 travellers who may have had difficulty finding travel insurance cover elsewhere due to their age or medical conditions, enabling them to take the holiday they wanted with the peace of mind that they are fully covered.

6 levels of single trip cover

Annual Travel Insurance: Cover and benefits

Goodtogoinsurance.com offers three levels of standard travel insurance and three levels of cruise insurance to help you choose the right policy for your holiday. 

The table below highlights the key areas of cover.  You will see a full list of cover and benefits when you get a quote.

Single trip travel insurance

Buy with confidence

Authorised & Regulated

Authorised and regulated by the Financial Conduct Authority

We are authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 471641.

FSCS Protection

Covered by the Financial Services Compensation Scheme

The travel insurance policies we sell are covered by the FSCS, this means if the insurer was unable to meet its liabilities to you compensation may be available (UK residents only).

Cyber Essentials Certified

Your data is safe and secure

We are Cyber Essentials certified. Cyber Essentials is a Government-backed certification scheme that helps us keep your data safe from cyber attacks.

Established 2010

Enabling travel since 2010

We have been enabling those with medical conditions and older travellers to enjoy a holiday abroad since 2010.

5 Star Rated

Rated 5 stars by Defaqto

Our Platinum policies and Cruise Premium policies have been given 5 stars by the experts at Defaqto.

Excellent

Rated Excellent on Trustpilot

We are very proud that our customers have rated us 'Excellent' on Trustpilot. Your reviews, good or bad, help us to improve our service.

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Travel insurance help

Covering a medical condition

Goodtogoinsurance.com provides Annual Travel Insurance to people travelling with all sorts of medical conditions from asthma through to heart disease, cancer and mental health conditions. We can also cover your travelling companions on the same annual policy.

  • Travel insurance cover for pre existing medical conditions
  • Up to a high level of severity and even a terminal prognosis
  • Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
  • Cover is available to travellers on a course of chemotherapy or radiotherapy
  • Cover for mental health conditions

When you get a quote for annual travel insurance we will ask you a series of simple questions about your medical condition which will help us to provide you with appropriate cover for your holiday - It's very easy and will only take a few minutes.

More information on travelling with medical conditions

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No age limits

Over 65 travel insurance

There are no age limits on our single trip travel insurance. So your age won't be a barrier to getting appropriate insurance cover for your holiday - whether you are over 65, over 80 or over 90!

  • Annual travel insurance cover for unlimited holidays up to 31 days
  • Cover for all types of medical conditions
  • Tailor your cover to your holiday

More information about travel insurance for over 65s

Frequently asked questions

Annual multi trip travel insurance FAQ

Here are the answers to some of the most frequently asked questions about our annual travel insurance policies.

Travel insurance - Customer reviews

Annual travel insurance quotes

Get an annual trip insurance quote for your next holiday

It should only take a few minutes to get a travel insurance quote and we can issue cover immediately. Simply tell us your destination, travel dates and declare your medical history.

Get Quote

*When comparing the average cost of two single trip policies (£507 per trip) to the average cost of an annual multi-trip policy (£463), which provides cover for anywhere in the world (Worldwide 3). Savings may vary dependant on region chosen. Average prices correct as at 04/03/2025