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Medical travel insurance

Medical Travel Insurance

Don't let your age or medical conditions hold you back!

  • Travel insurance for medical conditions
  • No upper age limit
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Medical Travel Insurance

Travel Insurance with pre-existing medical conditions

Don’t let your age or medical conditions hold you back! 

We are award winning providers of medical travel insurance for people with pre-existing medical conditions. If you're living with medical conditions, for travel insurance you're good to go!

We can provide cover for most conditions, up to a high level of severity, and sometimes even a terminal prognosis.

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Travel insurance

Cover and benefits

  • Emergency medical expenses up to £10 million
  • Repatriation (getting you home)
  • 24 hour medical emergency support
  • Loss of medication up to £300
  • Mobility aids up to £2500 (Silver, Gold & Platinum policies)
  • Cancellation & curtailment up to £5000 (Platinum policies)

Over 900,000

Since 2010 we have insured over 900,000 travellers who may have had difficulty finding travel insurance due to their age or medical conditions, enabling them to take the holiday they wanted with the peace of mind that they are fully covered.

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Travel insurance facts

Why do I need travel insurance for medical conditions?

The Foreign, Commonwealth & Development Office (FCDO) recommend that you have travel insurance in place every time you travel abroad.

The FCDO have advised: If you do not have appropriate insurance before you travel, you could be liable for emergency expenses, including medical treatment, which may cost thousands of pounds.

Costs of medical treatment abroad can vary per country. According to FCDO statistics:

If you fall in Spain and break your leg, you will need hospital treatment and flights it could cost £15, 000.

If you have a stomach bug or infection treated in a hospital in the USA and need new return flights it could cost £100,000.

Why choose Goodtogoinsurance.com?

Goodtogoinsurance.com are speciailist travel insurance providers. Our policies are specifically designed to offer suitable cover for those with pre-existing medical conditions.

Mobility aids & medication

All policies include cover for mobility aids and prescription medication.

Medical Conditions

Our policies can cover all types of pre-existing medical condition, up to a high level of severity.

24/7 Emergency Assistance

Our English speaking medical emergency assistance team are just a phone call away - wherever you are in the world.

On a waiting list

We can cover you when on a waiting list for treatment, so long as it is for a diagnosed condition.

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Travel insurance facts

What pre-existing medical conditions do I need to declare?

You need to declare any condition for which in the past 2 years you have had:

  • A visit to a medical professional
  • Prescription medication
  • Symptoms
  • Surgery
  • Any medical treatment or investigation

You will also need to declare if you have ever had any stress, anxiety, depression, or psychiatric condition such as eating disorders, drug or alcohol abuse or mental illness for which you have been treated or diagnosed.

Frequently asked questions

Medical travel insurance

Here are two important questions that people often ask about our travel insurance cover for pre-existing medical conditions

Cover for medical conditions

Additional medical expenses cover (Silver, Gold & Platinum policies)

Because we specialise in providing travel insurance for medical conditions we provide extra cover which other insurers rarely include in their policies.

  • Mobility Aids up to £2500

Plus, if you undergo surgery abroad and have to stay in hospital for at least 5 days we will provide the following:

  • Cost of a recuperation holiday up to £750
  • Health examination when you return to the UK up to £500
  • Cost of employing a home help or nanny up to £500
  • Cosmetic surgery to correct damage caused by an accident on your trip up to £2,500
  • Kennel and Cattery fees up to £500

Please read the policy wording and product information document for full details of our travel insurance for pre-existing medical conditions. You can access the latest version when you get a quotation.

Declare your medical conditions and get a quote for travel insurance now.

Goodtogoinsurance.com are proud to provide medical travel insurance for all types of medical conditions.

Get Quote

Choosing the right travel insurance product

Three types of travel insurance

Single Trip

Our single trip travel insurance has no age limits, and is ideal for travellers with pre-existing medical conditions. It is designed to cover one holiday or trip, up to a maximum of 94 days in duration. In order to be valid your travel insurance must cover the whole of your trip, from when you depart the UK to when you land back in the UK.

Annual

Our annual travel insurance also has no age limits and can cover an unlimited number of holidays in one year; each trip can be up to a maximum of 31 days. Trips must start and end within the insured period to be covered. European and Worldwide annual travel insurance cover is available.

Cruise

Our cruise insurance policies provide the following benefits to travellers with medical conditions: Emergency medical expenses, including airlifting to hospital (if medically necessary). Flexible cancellation cover up to £10,000 per person and cover for cabin confinement, missed port departure, itinerary change, unused excursions and cruise interruption.

Travel insurance tip

Cover your travelling companions on the same policy

We can also cover your travelling companions on the same travel insurance policy, even if they don't have a medical condition. This means they will also have cover for cancellation due to your medical condition. If they are insured by another provider, that may not be the case.

Get a quote

Our travel insurance cover for pre-existing medical conditions

Cover and benefits

We offer standard travel insurance as well as cruise insurance, both are available as single trip or annual policies and can cover all types of medical condition.  You can toggle between standard and cruise to see all levels of cover.  

All amounts stated are per person and per trip. 

Frequently asked questions

Medical travel insurance

Our experts are here to answer your questions about travel insurance for pre-existing medical conditions

Emergency assistance: Customer testimonial

"I would like to thank you very much for the help and support you gave, particularly to my husband who was obviously very worried when he first called you. Your kind concern and advice"

Emergency assistance: Customer testimonial

"I have written to Zeneb thanking her for helping repatriate my mother. She was fantastic. I also thank the team at Global Response for helping."

Emergency assistance: Customer testimonial

"I’d also like to say thank you again to you personally. You really put me at ease and took all of the stress away from dealing with my problem and travelling."

Lady hammock 1406x1406

Find out the latest news for UK travellers heading abroad

Travel news and tips

Reviews: Single trip and annual travel insurance

Travel insurance for medical conditions

Get a travel insurance quote for your next holiday

It should only take a few minutes to get a travel insurance quote and we can issue cover immediately. Simply tell us your destination, travel dates and declare your medical history.

Get Quote