Pregnancy Travel Insurance
Travel insurance with a single pregnancy up to 8 weeks before your due date covered as standard
Being pregnant doesn't stop you from travelling; in fact enjoying a relaxing holiday before getting ready to give birth could be just what you need.
Goodtogoinsurance.com provides great value travel insurance for pregnant women. With pregnancy travel insurance you will be covered up to 8 weeks before your due date in a single pregnancy, or 16 weeks before your due date in a multiple pregnancy as long as your airline or other transport provider is happy to carry you and you are not travelling against doctor's advice.
- Medical expenses cover for complications of pregnancy and childbirth up to 8 weeks before your due date in a single pregnancy, for a multiple pregnancy up 16 weeks before your due date
- No extra charge for pregnancy travel insurance.
- Unless you are experiencing any pregnancy complications, you do not need to declare your pregnancy when you purchase your policy
- If you are experiencing any pregnancy complications such as gestational diabetes, placenta praevia, high blood pressure or any other complication of pregnancy, you must declare them. Failure to declare medical conditions could mean your policy is declared invalid, and you are liable for your own emergency medical costs abroad.
Travelling when pregnant - Normal Childbirth would not constitute an unforeseen medical emergency.
We provide cover under this policy if something unexpected happens. In particular, we provide cover under the Emergency Medical and Repatriation Expenses section for accidental bodily injury or illness. We don’t consider pregnancy or childbirth to be an illness or accidental bodily injury.
To be clear, we only provide cover for Cancellation, Curtailment and Emergency Medical and Repatriation Expenses for claims that come from Complications of Pregnancy and Childbirth.
Complications of pregnancy and childbirth only includes the following:
Toxaemia (toxins in the blood), Bicornuate uterus, Gestational diabetes (diabetes arising as a result of pregnancy), Gestational hypertension (high blood pressure arising as a result of pregnancy), Pre-eclampsia (where you develop high blood pressure, carry abnormal fluid and have protein in your urine during the second half of pregnancy), Ectopic pregnancy (a pregnancy that develops outside of the uterus), Foetal Growth Retardation due to Placental Insufficiency, Molar pregnancy or hydatidiform mole (a pregnancy in which a tumour develops from the placental tissue), Post-partum haemorrhage (excessive bleeding following childbirth), Retained placenta membrane (part or all of the placenta is left behind in the uterus after delivery), Placental abruption (part or all of the placenta separates from the wall of the uterus), Hyperemesis gravidarum (excessive vomiting as a result of pregnancy), Obstetric cholestasis, Placenta praevia (when the placenta is in the lower part of the uterus and covers part or all of the cervix), Stillbirth, Miscarriage, Emergency Caesarean section, A termination needed for medical reasons, or Premature birth more than 8 weeks (or 16 weeks if you know you are having more than one baby) before the expected delivery date.
We will not cover denial of boarding by your carrier, so you should check that you will be able to travel with the carrier/airline in advance. If at the time of booking your trip you are aware that you are pregnant, you must ensure that you are able to have the recommended vaccinations and inoculations by the UK government for that trip; no cover will be provided for cancellation in the event that, after booking you discover travel is advised against, or you are unable to receive the appropriate and recommended vaccinations and inoculations for that country.
Please make sure your Medical Practitioner and Midwife are aware of your travel plans, and that there are no known complications and you are fit to undertake the planned trip
Both our single trip and annual travel insurance policies will cover you to travel up to 8 weeks before your due date of a single pregnancy, for a multiple pregnancy up 16 weeks before your due date. Our single trip pregnancy travel insurance will provide cover for individual trips up to 94 days, or if you travel regularly our annual cover could be more cost effective, providing cover for an unlimited number of trips in a year, up to 31 days each trip.
There is no need to declare that you are pregnant when you buy your travel insurance policy, and there is no extra charge, we know that it isn't a medical condition. However, if you have any complications or medical conditions which may or may not be related to your pregnancy, you must declare these when you buy your policy, or at the time you become aware of any issues to ensure that you have appropriate cover.
Travel Insurance Pregnancy Cover and benefits
Our pregnancy travel insurance policies provide the following benefits and much more:
- 24 hour medical emergency support
- Medical expenses up to £10 million
- Loss of medication up to £300
- Cancellation cover up to £5,000 (platinum policies)
- Personal property up to £3,000 (platinum policies)
- Three levels of travel insurance cover available
- End Supplier Failure (insolvency cover) included
- Travel Dispute Cover available
We recommend that you read the policy wording for full details of our pregnancy travel insurance cover.
Pregnancy Travel Tips
Travel tips to from Dr Ruth Handford to help you plan your holiday and make your journey more comfortable when pregnant.
Reviews: Single trip & annual travel insurance
* Flexible cover. Trip changes? We'll change your single trip policy to match. The new dates must be within 12 months of the original issue date. If the new trip is for a longer period or to a different destination there may be an additional premium due to increased risk.