Waiting list travel cover

Don't let your age or medical conditions hold you back!

Cover when on a waiting list for treatment for diagnosed conditions
No upper age limit

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What they say

About us

"Holiday Insurance The agent was extremely helpful in their manner explained the insurance details in a clear way and was very professional and patient with me. Very pleased indeed"

Mrs S Hickey

"The staff were very helpful with all my questions and showed great patience with me. Can highly recommend them as it was lovely to speak to such obliging staff."

Mrs Brenda Appleby

"Easy to navigate and answer all medical questions, received confirmation very quickly."

Mrs Ann Mcguinness

"Very easy to fill in and reasonable quote, I forgot to enter my promotion code but sent an email to them and they sorted it for me"

VALERIE CLARK

Cover for when on a waiting list

Waiting List Travel Insurance ¶

Travel insurance cover for those who are awaiting treatment or an operation

Obtaining travel insurance when you are on a waiting list can be tricky, but don’t worry, Goodtogoinsurance.com are here to help.

We can provide cover for all types of medical conditions, including when you are on a waiting list for an operation or treatment for a diagnosed condition.

You can obtain instant travel insurance cover for your holiday online or by phone. Simply tell us that you are awaiting treatment and then declare your diagnosed medical conditions.

Please note: If you are awaiting an initial diagnosis for symptoms you are currently experiencing we are unable to provide cover until you have a confirmed diagnosis

Waiting list travel insurance

What is covered as standard? ¶

All of our policies can provide cover for you to travel when you are on a waiting list for treatment or investigation.

Awaiting treatment or investigation does not affect cover whilst you are away for medical conditions which you have declared to us, however our policy will NOT provide cover for cancellation and curtailment under the following circumstances, unless you add our Waiting List Cover Option.

you receive an appointment for treatment or investigation which conflicts with your planned trip
as a result of the awaited treatment or investigation you become unable to travel on your planned trip.

Optional extra cover

Additional waiting list cover ¶

Cover for cancellation and curtailment

Our optional Waiting List Cover provides additional cancellation and curtailment cover if you are on a waiting list for treatment or investigation for a diagnosed condition.

This means that if you receive an appointment for the awaited treatment which causes you to cancel or cut short your trip, or you are unable to travel due to the treatment, we would provide cover for the cancellation or curtailment costs up to the amount detailed in your schedule of cover.

This option is available to add to our Gold and Platinum single trip policies.

Please Note: You will need to ensure you buy cover for everyone on the policy who may need to cancel if you were called for treatment, not just the person who is awaiting treatment.

Why choose Goodtogoinsurance.com?

Goodtogoinsurance.com are specialist travel insurance providers. Our policies are specifically designed to offer suitable cover for those with pre-existing medical conditions.

Mobility aids & medication

All policies include cover for mobility aids and prescription medication.

Medical Conditions

Our policies can cover all types of pre-existing medical condition, up to a high level of severity.

24/7 Emergency Assistance

Our English speaking medical emergency assistance team are just a phone call away - wherever you are in the world.

On a waiting list

We can cover you when on a waiting list for treatment, so long as it is for a diagnosed condition.

Frequently asked questions

Waiting list travel insurance FAQ

Here are some common questions people ask about getting travel insurance cover when they are on a waiting list for treatment or investigation

We can provide cover if you are on a waiting list for treatment for a diagnosed condition. If you are awaiting treatment or investigation our policy will NOT provide cover for cancellation and curtailment under the following circumstances, if the appointment conflicts with the trip, or if you are not fit to travel after having the treatment or investigation, unless you purchase our optional waiting list cover.
We cannot provide cover for undiagnosed conditions however we are able to exclude some undiagnosed conditions from cover please call us to see if we can assist.
We can provide additional cancellation and curtailment cover if you are on a waiting list for treatment or investigation for a diagnosed condition. This means that if you receive an appointment for the awaited treatment which causes you to cancel or cut short your trip, or you are unable to travel due to the treatment, we would provide cover for the cancellation or curtailment costs up to the amount detailed in your schedule of cover. You would need to select this option when purchasing.
Please Note: You will need to ensure you buy cover for everyone on the policy who may need to cancel if you were called for treatment, not just the person who is awaiting treatment.

Over 900,000

Since 2010 we have insured over 900,000 travellers who may have had difficulty finding travel insurance due to their age or medical conditions, enabling them to take the holiday they wanted with the peace of mind that they are fully covered.

Choosing the right travel insurance product

Three types of travel insurance

Single Trip

Our single trip travel insurance has no age limits, and is ideal for travellers with pre-existing medical conditions. It is designed to cover one holiday or trip, up to a maximum of 94 days in duration. In order to be valid your travel insurance must cover the whole of your trip, from when you depart the UK to when you land back in the UK.

Annual

Our annual travel insurance also has no age limits and can cover an unlimited number of holidays in one year; each trip can be up to a maximum of 31 days. Trips must start and end within the insured period to be covered. European and Worldwide annual travel insurance cover is available.

Cruise

Our cruise insurance policies provide the following benefits to travellers with medical conditions: Emergency medical expenses, including airlifting to hospital (if medically necessary). Flexible cancellation cover up to £10,000 per person and cover for cabin confinement, missed port departure, itinerary change, unused excursions and cruise interruption.

Our travel insurance cover for pre-existing medical conditions

Cover and benefits

We offer standard travel insurance as well as cruise insurance, both are available as single trip or annual policies and can cover all types of medical condition. You can toggle between standard and cruise to see all levels of cover.

All amounts stated are per person and per trip.

Cruise

Feature	SilverBasic Silver is our most economical travel insurance. It provides cover under the Medical and Mobility Aids sections only. If you want to be assured that your medical expenses are covered if you fall ill abroad, but are not worried about travel insurance cover for cancellation or your possessions, this is the policy for you.Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Cancellation cover up to £1,000. There is an excess of £150 in the event of a claim.	GoldStandard Our best selling travel insurance. Gold cover provides Medical and Repatriation cover up to £10 million, as well as cover for Cancellation and Curtailment, Personal Possessions, Travel Delay and much more.Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £10,000. There is an excess of £100 in the event of a claim.	PlatinumPremium Platinum provides our highest level of travel insurance cover. It provides the same level of Medical and Repatriation cover as our Silver and Gold policies, with increased cover for Cancellation and Personal Possessions. Plus there is no excess payable on Platinum policies.Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £15,000. There is an excess of £50 in the event of a claim.
Emergency Medical and Repatriation Expenses (Not Private Medical Insurance)	£10 Million	£10 Million	£10 Million
Cancellation and Curtailment		£2000	£5000
Personal Possessions (Not Gadgets)		£2000	£3000
Excess The amount you will have to pay towards the cost of a claim.	£100	£75	NIL
Missed Departure		£500	£500
Personal Accident	£15,000	£15,000	£15,000
Personal Accident Under 18 and over 75 yr old limit	£1,500	£1,500	£1,500
Loss of Medication	£300	£300	£300
Mobility Aids	£2500	£2500	£2500
Personal Liability		£2 Million	£2 Million
Legal Expenses		£25,000	£25,000
Cancellation and Curtailment	£1000	Flexible (up to £10,000)	Flexible (up to £15,000)
Emergency Medical and Repatriation Expenses (Not private medical insurance)	£10 Million	£10 Million	£10 Million
Personal Possessions (Not gadgets)	£1000	£2000	£3000
Excess	£150	£95	£50
Missed Departure	£500	£750	£1000
Personal Accident	£25,000	£25,000	£25,000
Personal Accident Under 18 and over 75 year old limit	£1500	£1500	£1500
Loss of Medication	£300	£300	£300
Mobility Aids	£2500	£2500	£2500
Personal Liability	£2 Million	£2 Million	£2 Million
Legal Expenses	£25,000	£25,000	£25,000
Cabin Confinement	£50 for each full 24 hours up to £500	£50 for each full 24 hours up to £1000	£50 for each full 24 hours up to £2000
Missed Port Departure	£500	£750	£1000
Itinerary Change	£100	£250	£500
Unused Excursions	£25 for each full 24 hours up to £250	£25 for each full 24 hours up to £750	£50 for each full 24 hours up to £1500
Cruise Interruption	£250	£500	£1000

Silver Basic Cruise

Silver is our most economical travel insurance. It provides cover under the Medical and Mobility Aids sections only. If you want to be assured that your medical expenses are covered if you fall ill abroad, but are not worried about travel insurance cover for cancellation or your possessions, this is the policy for you. Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Cancellation cover up to £1,000. There is an excess of £150 in the event of a claim.

What's included:

Emergency Medical and Repatriation Expenses
(Not Private Medical Insurance)
£10 Million
Excess
The amount you will have to pay towards the cost of a claim.
£100
Personal Accident
£15,000
Personal Accident
Under 18 and over 75 yr old limit
£1,500
Loss of Medication
£300
Mobility Aids
£2500

Gold Standard Cruise

Our best selling travel insurance. Gold cover provides Medical and Repatriation cover up to £10 million, as well as cover for Cancellation and Curtailment, Personal Possessions, Travel Delay and much more. Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £10,000. There is an excess of £100 in the event of a claim.

What's included:

Emergency Medical and Repatriation Expenses
(Not Private Medical Insurance)
£10 Million
Cancellation and Curtailment
£2000
Personal Possessions
(Not Gadgets)
£2000
Excess
The amount you will have to pay towards the cost of a claim.
£75
Missed Departure
£500
Personal Accident
£15,000
Personal Accident
Under 18 and over 75 yr old limit
£1,500
Loss of Medication
£300
Mobility Aids
£2500
Personal Liability
£2 Million
Legal Expenses
£25,000

Platinum Premium Cruise

Platinum provides our highest level of travel insurance cover. It provides the same level of Medical and Repatriation cover as our Silver and Gold policies, with increased cover for Cancellation and Personal Possessions. Plus there is no excess payable on Platinum policies. Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £15,000. There is an excess of £50 in the event of a claim.

What's included:

Emergency Medical and Repatriation Expenses
(Not Private Medical Insurance)
£10 Million
Cancellation and Curtailment
£5000
Personal Possessions
(Not Gadgets)
£3000
Excess
The amount you will have to pay towards the cost of a claim.
NIL
Missed Departure
£500
Personal Accident
£15,000
Personal Accident
Under 18 and over 75 yr old limit
£1,500
Loss of Medication
£300
Mobility Aids
£2500
Personal Liability
£2 Million
Legal Expenses
£25,000

Emergency assistance: Customer testimonial

"I would like to thank you very much for the help and support you gave, particularly to my husband who was obviously very worried when he first called you. Your kind concern and advice"

Emergency assistance: Customer testimonial

"I have written to Zeneb thanking her for helping repatriate my mother. She was fantastic. I also thank the team at Global Response for helping."

Emergency assistance: Customer testimonial

"I’d also like to say thank you again to you personally. You really put me at ease and took all of the stress away from dealing with my problem and travelling."

Reviews: Single trip and annual travel insurance

Travel insurance for medical conditions

Get a travel insurance quote for your next holiday ¶

It should only take a few minutes to get a travel insurance quote and we can issue cover immediately. Simply tell us your destination, travel dates and declare your medical history.

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